A solution to fund your projects while protecting the environnement 

The ecological footprint of your investments is at the heart of our strategic choices. We are constantly engaged to take part in the sustainable development of our country.

Are you a manufacturer, a farmer, a real estate developer or service provider?

Are you willing to create a new project of to develop the current one?

Banque de Tunisie offers you its two new products, BT ECOLO and BT ENERGIO, which allow you to save energy and protect the environment.

BT ECOLO

The ecologic loan allows you to finance projects that consider environment protection:

•Implantation of depollution to reduce pollution on industrial companies as specified by the law (pretreatment of waste water, strainers and equipment of air pollution control/ soil decontamination)

•Management of solid and liquid waste 

•Waste reuse and recycling.

•Use of clean technologies.

•Every other project that includes an ecological aspect.

BT ENRGIO

The best loan to help you funding your material and immaterial project that consider energy saving.

•Energy audit 

•Energy cogeneration: Implantation of  de mini-power plants unique to businesses. Excess production of electricity is transfered to the Tunisian Company of Electricity and Gas (STEG) or to other businesses.

•Energy production from ecological and clean resources (Solar power, windmills…).

•Replacing energy by natural gas in industrial and residential sectors as well as public transport.

•Use of performant machines for air conditioning, heating and lighting

•Thermal insulation of buildings.

•Installation of test cells to diagnose car’s engines

•Every other project that considers energy saving 

With BT ECOLO and BT ENERGIO, you benefit from favourable terms: 

•Effective assistance during the study of your porjects.

•Financing up to 85% of the total cost of the environmental project.

•Wixe range of medium and long term credits.

•Favourable credit terms.

•Repayment period could reach 12years.

•Grace period could reach 3years.

•Competitive interest rates.

    … And other tax and financial advantages 

• Important grants under several national programs (Depollution Fund FODEP, loan fund of the Tunisian central bank FOCRED, solar power incentive program PROSOL, plastic waste management program ECO-LEF…).

•Exemption from customs duties, suspension of VAT and cunsumption charges on certain imported equipment.

•Suspension of VAT on certain locally made products.

Let’s work together to achieve your projects in a clean environment