Advantages:
In case you operate an industrial regular production cycle, Banque de Tunisie offers financing of your cash needs arising from the detention of your stocks.
This credit can cover your cash needs arising from holding stocks of raw materials, consumables, semi-finished and finished products and ensure financing your safety stock
Characteristics:
The credit can amount to a maximum of three months of purchases consumed less supplier credit.
Constitutive Documents folder: …
Advantages:
It is made available to fund your cash needs in the short term, bridging the gap between revenues and expenditure.
Characteristics:
· The overdraft facility rating is based on the activity of your company
· The need for cash facility can range from 15 days of sales for commercial companies and services to one month of sales for industrial companies.
Constitutive …
You need to finance the investments of your company (creation, modernization, extension)? Banque de Tunisie offers a full range of products to suit every need. These, medium and long termcredits you may be granted after reviewing your case.
For whom?
Any individual or legal person involved in agriculture and fishing, industry, tourism and service.
Conditions
Depending on the profitability and market research we fund your project on the following basis:
Compliance …
Signed commitment on behalf of Banque de Tunisie is not directly considered as an operating credit, yet it allows you to stabilize your cash flow and avoid immediate outflow.
Banque de Tunisie gives you other possibilities of funding through its signature.
What is it?
The personal guarantee is a way of security established by the bank on the basis which guarantees, that an "individual person" undertakes the rule as a security to thecreditor, to fulfill the obligation of the principal debitor if they themselves are not able to satisfy their obligations. Example: The repayment of a loan
The guarantee of a person personaly comitted as a security for a debt, they can be called personaly to pay the said if the main creditor defaults.
Documents …
Thanks to its rich experience in e-commerce and online banking, Banque de Tunisie offers you the opportunity to treat your foreign trade as customised applications in record time, regardless of whether or not you subscribe to the Tunisia TradeNet network.
For TTN client subscribers, our commercial team will be responsible for dealing with the records sent to us electronically in the shortest possible time.
For customers who do not subscribe to TTN, our brunches are now able to …
The Downstreaming of short-term Bills
The Irrevocable commitment of the bank guaranteeing the settlement at maturity, bills made by his client for a Tunisian Supplier.
Advantages:
Allows you to finance your invoices duly approved by the client and related purchase orders or contracts domiciled at Banque de Tunisie.
Characteristics:
The amount of the advance up to 70% of the amount of the invoices submitted.
Constitutive Documents folder:
Written request.
Financial statements of the last 3 financial years.
Property Location.
Proposed guarantees.
Recent state of public markets at close of business.
Copies of purchase orders
In case of cash requirements due to gap between income and expenditures, the bank could grant you short term cash loans equivalent to 15 days to a month of turnover.
If you hold a convertible dinar or currency account and / or you have an allowance for business trips and your business takes you abroad often, Banque de Tunisie offers the International Classic Visa Card.
Advantages:
Access to over 24 million retail outlets and over 800,000 ATMs in the world. make withdrawals and adjust your spending, 7/7 and 24h / 24, including public holidays.
IN ADDITION TO…
Availability: possibility of cash withdrawal Seven days a week 24 hours a day …
Paiement en ligne des frais des inscriptions scolaires