Documents required at the establishment of an undertaking, namely the mortgage
a. Building subject to a land title or undivided shares of a land title:
· Ownership certificate or certified copy to the original Land Register not older than three months,
· The birth certificate of the owner of the deeds including marital status not older than three months
· & …
Mortgages
Pledge on business
Pledge on equipment
Personal guarantee and solidarity
You should renew your production tool to develop your business, acquire or expand your offices or innovate… In such case, Banque de Tunisie offers you medium and long term credits adapted to your needs and repayment capacity.
Medium and long term credits
Normal loans
The Bank generally provides a 70% funding according to your financial situation and investment project
Leasing
Conceived for production equipment, leasing is very simple. You choose the material and set the …
The documentary credit is a transaction in which an issuing bank agrees on behalf of its client importer to settle to a third exporter, with a deadline agreed between the parties, a specific amount against the delivery of documents strictly in accordance with the agreement these last two justifying the value of goods and shipment.
Beneficiaries:
Any importing company
Types of loans:
Unconfirmed irreversible: The importer's bank undertakes to honor the payment date agreed with the …
In case you are considering preparing a stock dealer for export or execution of services abroad, you can cover related needs thanks to pre-financing export credit which allows you to cover your production cycle costs.
1. The credit is 30% of the estimated exports or achievements during the previous year.
2. The credit amount can reach 80% of a market on the basis of punctual export orders.
Advantages:
You operate a seasonal activity, you are looking to finance your operational needs, Banque de Tunisie offers a credit campaign that funds purchases and fishing products during the various campaigns (cereals, oils, citrus fruits, etc...) for their processing, packaging and / or their disposal state.
Characteristics:
The amount of the credit can reach 80% of your purchases on presentation of your forecasts purchasing and marketing in quantity and value.
This credit is …
The Downstreaming of short-term Bills
The Irrevocable commitment of the bank guaranteeing the settlement at maturity, bills made by his client for a Tunisian Supplier.
Advantages:
Allows you to finance your invoices duly approved by the client and related purchase orders or contracts domiciled at Banque de Tunisie.
Characteristics:
The amount of the advance up to 70% of the amount of the invoices submitted.
Constitutive Documents folder:
Written request.
Financial statements of the last 3 financial years.
Property Location.
Proposed guarantees.
Recent state of public markets at close of business.
Copies of purchase orders
& …
In case your producion cycle requires stocking of raw materials and eventually semi-finished and finished products, you can benefit from a funding equivalent to 3 months of consumed needs considering other financing sources such as suppliers’ credits in particular.
In case of cash requirements due to gap between income and expenditures, the bank could grant you short term cash loans equivalent to 15 days to a month of turnover.
Paiement en ligne des frais des inscriptions scolaires
Paiement en ligne des frais des inscriptions scolaires
