Leasing is a form of rent to buy finance option that allows you to finance any types of equipment or property for professional use (business offices, business equipment, office furniture, computer equipment, passenger cars or commercial vehicles...)

ADVANTAGES: 

 Full funding for your investment

• We offer you the solution where you can benefit from up to 100% of your purchase price including VAT, helping you preserve your cash.
• You gradually pay VAT on the rents which are invoiced.
• This increases your investment capacity while preserving the balance of your balance sheet and your cash.

 Flexible and customized options

·         We offer customized packages that are tailored to your needs and your situation.

·         Rents are flexible: you determine the frequency (monthly, quarterly ...)

Optimising tax system

You can optimise your tax system by counting your rent as an expense allowance and achieve tax savings through accelerated depreciation of your goods.

Ease of implementation

 LEASING in 5 steps…

1. You are free to choose the materials and the supplier, you negotiate the price, terms of delivery and settlement
2. We buy the goods and offer themto you at your disposal
3. The equipment is rented to you for a period of 24 to 60 months
4. You pay the rent according to the frequency that suits you (monthly, quarterly …)
5. At the end of the contract you can acquire the equipment at an agreed price in advance 

How?

For your lease financing package, you can contact a BT branch at your convenience, and our account managers will provide you a prompt answer to your financing needs.

In order to process your funding application, we ask you to kindly complete the following records:

·         Commercial Register

·         Tax or trading tax ID card

·         Business card

·         Single declaration of income for D.U.R liberal or other

·         Balance sheets for the past 3 years

·         Proforma invoice or quotation or any other document that can learn about the land to be acquired and its HT price and VAT

·         Copy of the registration certificate for older rolling stock.registered and identifiable by serial number

·         Bank statements for the last 3 months 

EQUIPEMENTLEASING

Do you want to equip your business with new local or imported materials?? Or acquire your rolling stock and renew your fleet? You want to invest in preserving your finances?

Whatever your field of activity, Banque de Tunisie has the financial leasing solutions in response to the size of your projects Investment

·         Local expertise: Our commercial network offers you a local expertise for a quick response to your need

·         Expertise at your service within the bank to support all engineering and management of your contracts

For all acquisitions, think of the BT Leasing solution.

We finance:

·         Industrial machines

·         General Supplies

·         Utility vehicles

·         Lifting equipment

·         The construction site equipment

·         Public building works equipment

Over suitablerentals periods and up to 100% of your investment 

REAL ESTATE LEASING

You choose the offices that meet your requirements. Banque de Tunisie acquires it and you then rent it from them.

If you wish to construct:

• You choose the different stakeholders (architects, companies, etc ..)
• All your real estate expenses (fees, taxes, etc ..) are included in your financing.
• You preserve your capital and lighten your balance sheet.
• Your rents is interestdeductible.
• You can become owner of your offices subject to rental charge and loss of funds