A savings account that gives you after a year of savings the possibility to get a credit over a period of 5 years with a prime rate. You can thus face current expense of expenditures on equipment, such as wedding, studies, travel or car acquisition, … Qui peut en bénéficier ? Tout client de
Savings period: a year or more
You should save money during a period of minimum 12 months through paying a monthly and regularly amount that you fix. This will allos you after one year of saving the possibility to get a savings plan « Horizons » equal to 50 times the monthly payment to be repaid over a period of 5 years with a prime rate of MMR+3,75%.
Your savings will be remunerated during the period of savings formulation with savings remuneration rates added to loyalty bonus.
Generated interests in your account are subject to withholding tax at a rate of 20%.
· Flexibility: You can choose the amount of your monthly payment.
· Profitability: Your savings will be remunerated during the period of savings formulation with savings remuneration rates.
· Affordability: You can benefit from this credit only after saving over a period of one year at a preferential rate and without fees.
In case you decided to fund home ownership during your savings period, Banque de Tunisie gives you the possibility to partly or fully transfer your savings to an ownership savings account without losing seniority.
For more details, Please consult your advisor at your Banque de Tunisie branch.