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  particuliers, crédit-particuliers, eng

In order to preserve environment, Banque de Tunisie is pleased to make available the loat BT ENERGY to its particular customers. The credit is at a subsidized rate and is aimed for financing:

  • Purchase of heating devises:Solar-powered heater, heater combining natural gas and electricity
  • Installation and junction to natural gas network. Purchase of domestic equipment with energy label 1,2 or 3 certified by the ANME (National Agency for Energy Control).
  • Thermal insulation of residential nuildings: purchase of materials (rock wool, polystyrene...) and/or installation
  • Other energy saving investments or expenses.

Simple procedures:

  • Loan application
  • Pro-forma invoice for purchase of equipment and thermal insulation materials
  • Or a cost estimation from the STEG (National electricity and gas company) in case of natural gas connection.
  • Proof of income


For employees:

  • Pay slip from maximum 2 months
  • Recent evidence of annual income (from 3 months maximum)

For self-employed:

  • Last year’s income tax return for natural persons
  • Justification of any other income (contracts for rental lease, fee notes...)

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